Do you feel like you are or have received honest financial advice from your current advisor(s)?

You are not alone if you said "no".  But then again, how could you be sure?  The financial world we live in today is so convoluted, it can be nearly impossible navigate it alone.  Consequently, we look to (ideally) trustworthy professionals for assistance.  In other words, we hand over most of what we worked hard for throughout life to someone we probably don't know very well and place a massive amount of trust in their knowledge of an extremely convoluted financial system. 

With that being said,  do you feel more comfortable relying on a single person handling your life savings, or a team of specialists?

One advisor simply cannot provide the same quality of service that a team of specialized advisors can.  They simply don't have the concentrated knowledge required within each area of financial planning for the needs of today's clients.

Since forming Team Hines Remer, Sarah and Nic began to concentrate on their specific areas of expertise to provide just that for their clients.

By focusing specifically on insurance planning, estate planning, and client relationship management, Sarah has become an advisor that can provide more experience and concentrated knowledge on those subjects than she ever could have as a single advisor.

This enable Nic to focus more of his time on his strong suits, being investment management and plan design.  This allows us stay on top of the rapidly changing investment environment and legislative changes that would make it nearly impossible for 'do-it-all' single advisors to do.