Claudia Hines - Sales Assistant
Claudia brings a rich tapestry of professional experiences to her role as Sales Assistant, including work as a receptionist, secretary, real estate agent, and interpreter. Her diverse background has honed her ability to build strong professional relationships and master workflows—skills she now channels into providing top-notch administrative support to clients and financial planners alike. Working side by side with the financial planners, Claudia serves as an integral extension of their team, ensuring seamless collaboration and exceptional service.

Claudia's journey reflects her resilience and dedication. After stepping away from the workforce for 14 years to focus on freelance interpreting, she earned her real estate license and re-entered the professional realm with renewed vigor. Her ability to adapt and thrive is a testament to her determination.

Beyond her professional life, Claudia has a zest for exploration and creativity. A travel enthusiast, she's especially drawn to tropical destinations, and her love for foreign films mirrors her linguistic flair—speaking some French and understanding Italian and Portuguese. Zumba classes, coffee culture, and dancing to Latin music add vibrancy to her everyday life.

Claudia's passion for financial services stems from her drive to support clients and financial planners, ensuring they have the tools they need to succeed.

"I love traveling to tropical destinations, and Kauai holds a special place in my heart with its lush landscapes, serene beaches, and breathtaking sunsets.  There's something incredibly refreshing about the island's natural beauty and laid-back vibe that makes every visit unforgettable. 

I really enjoy Zumba because it's a fun way to stay active, especially the upbeat Latin Music.  Every Zumba session feels like a party rather than a workout."

Nic Remer, CFP®, EA – Wealth Manager & Financial Planner
Nic Remer, CFP®, EA brings resilience, and a unique personal journey to his role as Wealth Manager at Cetera Investors. With over a decade of experience in the financial services industry, Nic specializes in investment analysis, strategy development, and financial planning. Known for his caring and detailed approach, Nic is committed to helping individuals and families build financial security and achieve their goals.

Nic's path to financial services is marked by determination and self-discovery. After receiving a settlement from a motorcycle accident caused by a drunk driver, Nic realized how little he knew about managing money as a young sailor. This pivotal moment inspired him to pursue self-study in financial literacy, enroll in college courses while serving in the U.S. Navy, and eventually transition into the financial planning industry. For Nic, money represents freedom—freedom to live life on one's own terms.

Before entering the world of finance, Nic served as a Logistics Specialist in the U.S. Navy, where he honed his skills in requisition auditing and command budget auditing. As a member of the All-Navy Wrestling Team, he competed in Greco-Roman and freestyle wrestling, earning the titles of 2008 Greco-Roman All-American and 2007 Pankration National Champion. Nic’s strong sense of discipline and team spirit continues to shape his career and client relationships.

Nic holds a Bachelor of Science in Business Administration with a Finance major from the University of San Diego, complemented by minors in Information Technology Management and Marketing. He also earned an Executive Financial Planner Advanced Certificate in Financial and Tax Planning from San Diego State University. These academic achievements underscore his dedication to staying ahead in a fast-changing industry.

When he’s not helping clients navigate their financial futures, Nic enjoys wrestling, flag football, kickball, collecting baseball cards, and creating art. Raised in the small town of Finley, Washington, Nic grew up playing sports and working year-round, mastering practical skills like backing up a tractor trailer—a talent that enhances his parallel parking to this day! He also has a limited proficiency in German, showcasing his love of learning and culture.

Nic’s journey embodies resilience, curiosity, and a passion for empowering others to live financially free lives. His dedication, expertise, and approachable demeanor make him a trusted partner in wealth management.

Sarah Hines, CFP®, CLU® – Financial Planner Extraordinaire & Life Insurance Specialist
With over a decade of experience in the financial services industry, Sarah is a certified CFP® and CLU® professional whose expertise in life insurance planning and financial strategies has helped countless individuals achieve their financial goals. Her passion for teaching and her dedication to fostering financial literacy stem from a deep-seated belief that money equals freedom—a philosophy she embraces and imparts to her clients.

Sarah’s journey to financial planning is as diverse as it is inspiring. Before entering the industry, she excelled in various fields, from lifeguarding and teaching to restaurant supervision and even massage therapy. Each role cultivated her exceptional people skills, resilience, and commitment to service, which she now channels into her financial planning career.

Her educational achievements include earning an Associate of Arts degree from Antelope Valley College, a Bachelor of Science in Business Administration from California State University, Bakersfield, and an Executive Financial Planner Certificate from San Diego State University. Sarah’s academic and professional achievements are underscored by her consistent drive—passing every certification exam on the first attempt and staying at the forefront of industry knowledge.

When Sarah isn’t empowering her clients to build financial security, she enjoys hiking, roller skating, playing the ukulele, and tending to her collection of house plants. A former roller derby athlete with the derby name “Shiney Hiney,” Sarah has always brought energy and dedication to everything she pursues. Her dog Baxter—named after the iconic Ted Baxter from The Mary Tyler Moore Show—is her loyal companion in both work and leisure.

Sarah is not only a skilled financial planner but also a compassionate listener, dedicated to helping people create the freedom and future they deserve.